There is no doubt that it is expensive to attend college. Yet, there are several ways to cut costs on many aspects of going to school including credit cards, clothing, cellular phones and transportation.
College students are bombarded by credit card offers from financial companies. Many will approve cards with high credit limits, coupled with high interest rates. This is a combination for long-term debt. Students should avoid getting multiple credit cards and opt for applying for just one credit card that has a relatively low interest rate. It should only be used for establishing credit and minor emergencies.
It seems everyone has a smart phone these days. Yet, not all of them are expensive. Seek carriers that have good reception in the area of the school and look for discounted plans. There is one national company offering a plan for $35 that includes unlimited text and data. For those already on a family plan, stick with it for savings, especially if parents are footing the bill.
This isn’t high school. So, unless someone is aiming to impress at sorority rush, most students start to care less about trendy clothing in college. Thinking utilitarian and frugal when it comes to wardrobe can help cut the costs of attending college. However, there are certain clothes needed for presentations and events. Focus on one or two dressier outfits and look for discounts online.
Getting back and forth to school can be expensive depending on the student’s proximity to campus. With today’s gas and insurance prices, it may be advantageous to forgo a vehicle, if at all possible. Living on-campus is one way alleviate the need to pay for a vehicle while in college. This won’t work for all students, obviously, but should be considered when applying and selecting a school to attend.
Many of the things a high school student deemed necessary for popularity or status tends to become an unwanted expense in college. For those on a budget, use these tips and other methods of cost cutting to save money.